60 Seconds to FIRE Newsletter 18
The May edition coming to you from Medellin.
Welcome Back Geo-FIRE Crew!
This year’s already been a rollercoaster — inflation, layoffs, and rising living costs. But if you're building your escape plan, you're already ahead of 95% of people. Whether you’re stacking cash-flowing assets, plotting your escape abroad, or just putting one brick on top of another, every move is getting you closer to true freedom.
Back to a Classic: The Cashflow Quadrant
This month, I dove back into an old classic — The Cashflow Quadrant by Robert Kiyosaki.
I first read this as a rapscallion teen of 14–15 years old, right after Rich Dad Poor Dad blew my mind. Unlike Rich Dad Poor Dad, which I revisit every few years, Cashflow Quadrant is on my annual re-read list — and every time, it hits differently as I level up financially. If you're serious about financial independence, this book is a must-read.
But how do you take this 20th-century gem and use it to speed up your early retirement or geo-arbitrage plan?
Let’s break it down.
Top Takeaways - The Goods
1️⃣ Know Where You Are — and Where You’re Going
Kiyosaki breaks down how people make money from four simple categories:
E – Employee (has a job)
S – Self-Employed (owns a job)
B – Business Owner (owns a system)
I – Investor (owns assets)
Most people stay stuck in E and S for life. The wealthy? They focus on B and I — building systems and assets that earn for them.
Early Retirement Insight:
If you want to retire early — especially overseas — you must stop trading time for money. Build income producing assets so that your cash keeps flowing, even while you’re sleeping.
Here are a few examples to start shifting quadrants. These assets might suit your investment strategy and risk tolerance.
Dividend-paying shares
Positive cash flow rental properties
Options trading
Commercial real estate
REITs
Book royalties
Bitcoin mining
And more...
📌 Think like a dairy farmer, not a hunter.
“The poor and middle class work hard for money. The rich have money work hard for them. It’s like the difference between killing a cow to eat today, versus milking it for a lifetime.”
— Robert Kiyosaki
That’s your aim. Don’t kill the cow. Milk it for life.
2️⃣ Level Up Your Financial IQ (FIQ)
This book hammers home one truth: If you don’t increase your financial intelligence, your shot at retiring fades fast.
Kiyosaki doesn’t pitch get-rich-quick schemes. He promotes building financial literacy and discipline.
Early Retirement Insight:
Upgrading your Financial IQ is one of the best investments you’ll ever make.
✅ Read business and investor biographies
✅ Sign up for quality newsletters (like this one 😎)
✅ Watch top-tier YouTube channels and TED talks
✅ Dedicate 10 minutes a day to your financial niche
✅ Talk to people who’ve already done what you want to do
Education + Action = Financial Freedom
💡 My Own Shift
Back in 2021, I discovered options trading. I started small, learning a bit every day. After a few months, I placed my first trades.
Fast-forward to now — I live off my options income and grow my portfolio while hiking mountains, studying languages, and traveling the world. My lifestyle doesn’t drain my assets — it’s funded by them.
If you're curious about how I did it and want to learn how to trade options for early retirement, just comment “Course” below, and I’ll send you details.
🏁 Final Thought: Stop Trading Time for Money
The Cashflow Quadrant isn’t just a book — it’s a mindset shift. A blueprint for financial independence.
The biggest lesson?
Build systems and investments that pay you — whether you’re awake, asleep, or sipping Moscow mules in Medellín.
If you want to retire early, move overseas, and live life on your terms — you need to shift your income to the Business Owner and Investor sides as soon as you can.
You’re not just reading — you’re building your escape plan.
Keep stacking assets. Freedom is closer than you think.
How Can You Support Us?
Subscribe and Share with a friend who's working toward financial independence!
Join our Retire with Geo-Fire Facebook group.
Visit www.60secondstoFIRE.com for more tips, resources, and strategies to retire early using geo-arbitrage.
Grab a copy of my book here to learn about mini-retirements and show some love. It helps me to keep writing content like this and helping members of the Geo-Fire Community to achieve freeeedoooom!
Cheers,
Andy
Medellín, Colombia for just a little longer 😭
course
course